We are excited to announce that we are adding a new charity to our monthly “Charity of The Month” portion of our referral program! Over the past couple of years, we have rotated between three charities that we at Pilot Insurance Agency support through that program. For every referral we receive in a month, we […]
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Does my homeowners insurance cover water damage?
On the night of August 15, 2016, South Bend and Mishawaka received record amounts of rain. Most areas saw 8 inches of rain with some localized areas reaching over 10 inches. Naturally, whenever we see mother nature reeking havoc, insurance agents receive many calls about damage. In this case, of course, it was water damage. […]
Benefits of an Independent Insurance Agent versus Captive
We often are asked something like, “Why should I use an independent agency instead of a larger company that I’ve heard of before, such as State Farm or Allstate?” There are several reasons to look for an independent agent, such as Pilot Insurance, for your insurance needs over a captive or direct writer, like State […]
Will my credit rating change my insurance rates?
I was recently asked this question by one of our Pilot Insurance Agency clients, and thought I would share the answer here for our readers. There are a lot of things that go into homeowners and auto insurance rates, one of them being credit. I’ve heard a lot of complaints from people who don’t like the […]
Why Do My Auto Insurance Rates Keep Going Up Even Though My Car Keeps Getting Older?
Why do my auto insurance rates keep going up even though my car is getting older? At Pilot Insurance Agency, many of our clients ask this question so I would like to address it from a couple of angles. First things first, even though it’s called car/auto insurance, it covers more than just your car. […]