Farmers vs. Indiana Farmers (Home & Auto Insurance)

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Old Farmers Auto Policy
Bodily Injury Liability- $100,000 per person/$300,000 per accident
Property Damage Liability - $100,000
Medical Payments - $10,000
Comprehensive - $250 Deductible
Collision - $500 Deductible
Roadside Assistance - Yes
Car Rental - NONE
Uninsured Motorist Bodily Injury - $100,000 per person/$300,000 per accident
Uninsured Motorist Property Damage - $25,000
Under-insured Motorist Bodily Injury - $100,000 per person/300,000 per accident

Total Annual Premium: $1,400.00
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Old Farmers Insurance Home Policy
Dwelling: $188,000
Other Structures: $18,800
Personal Property: $141,000
Loss of Use: $75,200
Liability: $300,000
Medical Payments: $1,000
Replacement Cost on Roof - YES
Water Back-up Coverage - $5000
DEDUCTIBLE - $1000

Total Annual Premium: $1,249.00
vs.
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New Indiana Farmers Insurance Auto Policy
Bodily Injury Liability- $500,000 Combined Single Limit (CSL)
Property Damage Liability - Included in CSL
Medical Payments - $10,000
Comprehensive - $250 Deductible
Collision - $500 Deductible
Roadside Assistance - Yes
Car Rental - $40/day - $1200 maximum
Uninsured Motorist Bodily Injury - $500,000 CSL
Uninsured Motorist Property Damage - Included in CSL
Under-insured Motorist Bodily Injury - $500,000 CSL

Total Annual Premium: $887.00
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New Indiana Farmers Insurance Home Policy
Dwelling: $188,000
Other Structures: $18,800
Personal Property: $141,600
Loss of Use: Actual Loss Sustained
Liability: $500,000
Medical Payments: $5,000
Replacement Cost on Roof - YES
Water Back-Up Coverage - $5,000
DEDUCTIBLE - $1,000 All Peril

Total Annual Premium: $558.00
★★★★★
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