Indiana Farm Bureau vs. Grange (Home & Auto Coverage)

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Old Indiana Farm Bureau Auto Policy
Bodily Injury Liability- $100,000 per person/$300,000 per accident
Property Damage Liability - $100,000
Medical Payments - $5,000
Comprehensive - $1000 Deductible
Collision - $1000 Deductible
Roadside Assistance - Yes
Car Rental - NONE
Uninsured Motorist Bodily Injury - $100,000 per person/$300,000 per accident
Uninsured Motorist Property Damage - $25,000
Under-insured Motorist Bodily Injury $100,000 per person/300,000 per accident

Total Annual Premium: $2,076.00
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Old Indiana Farm Bureau Home Policy
Dwelling: $226,380
Other Structures: $22,638
Personal Property: $113,200
Loss of Use: $45,300
Liability: $300,000
Medical Payments: $5,000
Replacement Cost on Roof - NO
Water Back-up Coverage - NONE
DEDUCTIBLE - $2500 All Other Perils
2% ($4,528) on Wind-Hail

Total Annual Premium: $1,073.90
vs.
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New Grange Insurance Auto Policy
Bodily Injury Liability- $250,000 per person/$500,000 per accident
Property Damage Liability - $100,000
Medical Payments - $5,000
Comprehensive - $500 Deductible
Collision - $500 Deductible
Roadside Assistance - Yes
Car Rental - $45/day - $1350 maximum
Uninsured Motorist Bodily Injury - $250,000 per person/$500,000 per accident
Uninsured Motorist Property Damage - $50,000
Under-insured Motorist Bodily Injury $250,000 per person/500,000 per accident

Total Annual Premium: $1,490.62
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New Grange Insurance Home Policy
Dwelling: $301,756
Other Structures: $30,176
Personal Property: $150,878
Loss of Use: $60,351
Liability: $500,000
Medical Payments: $5,000
Replacement Cost on Roof - YES
Water Back-Up Coverage - $10,000
DEDUCTIBLE - $1,000 All Peril, Including Wind/Hail

Total Annual Premium: $1,181.00
★★★★★
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